Cultural Debt - The Invisible Force That Topples Giants
- Chris Terrell
- Jul 10
- 2 min read
Some weeks we talk tools and tickets. This week we’re talking tone. Not the Jira kind—the human kind. Culture is how work actually happens when nobody’s looking. You can have pristine swimlanes and still drown if the current underneath is going the wrong way.
Think about the “heyday cultures” we all admire. Google’s engineer-everything mindset. Apple’s taste to the atoms. Amazon’s six-page memos. Zappos answering the phone like it’s a stage. Each culture made world-class work possible—and each created a bill. Over-engineer and you move slow. Worship design and you risk secrecy. Write the memo and you can forget the customer. Say “yes” to everything on the phone and a real customer waits on hold longer.
Now flip the coin. We’ve seen cultures drift from story to scoreboard—think fake accounts, creative off-balance sheet vehicles, or press-conference timelines that never meet the road. The failure wasn’t a missing process step. It was tone at the top, habits in the middle, and assumptions at the edges. That’s cultural debt: the invisible cost of the behaviors we reward, excuse, or ignore.
Here’s the turn. Process debt explodes loudly—missed invoices, bad handoffs, a broken integration. Cultural debt whispers until it doesn’t. You don’t get a red banner saying “Your values are out of sync.” You get tiny tells: timelines slipping then getting re-announced, “we’ll fix it later” becoming policy, leaders taking credit while teams get quiet. The compound interest is silence and cynicism.
So what do you do when the bill is creeping up?
Make the important habits visible. If “move fast and break things” is the accelerator, create the ritual for “slow down and harden what we’re keeping.” Ship on Friday? Then Monday is fix-and-document hour. No exceptions. Culture is what you tolerate—the ritual is how you remember.
Design checks and balances into the work. Pair the hero narrative with shared ownership. If a leader announces a bold date, an adjacent ritual should demand a pre-mortem and a public “owner’s manual” for risks. Courage without consequences is theater.
Kill unspoken assumptions early. The fastest way to reduce cultural debt is to surface the thing everyone is relying on but nobody has said out loud. Write the assumptions at the top of the ticket. Start reviews with, “What are we assuming—and who’s validating it?”
Tie story back to customer reality. Great cultures produce great stories; bad cultures produce victim stories. Keep the stories, but audit them. If your tale of “legendary support” means 30 minutes on the phone to order a pizza, be honest about who waited in the queue while you made the legend.
Measure what culture actually changes. Not vanity metrics—behavioral ones. Did incidents decrease after we added the “harden it” ritual? Did cycle time stabilize after we banned “TBD” in requirements? Did we see more names on PRs after we changed how we recognize contributions?
The risk with cultural debt is black-swan-shaped: unpredictable in timing, outsized in impact. That’s why culture must be managed like an operational system, not a poster. Processes keep the lights on. Culture decides whether anyone wants to flip the switch tomorrow.
Process Debt Truth: Bad processes break your quarter; bad culture breaks your future.




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