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That Email Should’ve Been a Meeting
We joke that “this meeting could’ve been an email,” but Charlie Munger would flip that logic on its head. In most organizations, the real failure mode isn’t too many meetings — it’s hiding work inside emails no one ever truly acknowledges. A good meeting, with a shared agenda and a visible workflow, creates something email never can: confirmation, context, and community. Reduce your emails by having better meetings. That’s how you start paying down process debt.
Chris Terrell
Dec 26, 20253 min read


What Good Design Can Teach Us About Bad Processes - With Jon Yablonski
There is no such thing as an idealized user. We're all distracted, temporarily disabled, with lots of things competing for our attention and if there's one thing we've learned through decades of building software, it's that we have to design around that reality, not in spite of it." — Jon Yablonski
Chris Terrell
3 days ago3 min read


When Bad Assumptions Blow Up Your Budget (And Your Business)
"In software, you test your code before it ships. In life, you're testing in production. And when there's a bug that was in prod. You can't roll it back."
— Dr. Adam Link
Chris Terrell
Apr 103 min read


Stop Optimizing Your Toothbrush Routine
Here's the thing about a process that's working well: you don't see it. Nobody walks up to you and says, "Hey, great email triage today." The outcome shows up — but the process itself is invisible. Which means it's also easy to mess with, because there's no obvious cost to changing something nobody's watching.
Chris Terrell
Apr 33 min read


Saying It Louder Doesn't Make It Clearer
There's a joke that goes: how do you sell a deaf person chickens? You just ask really, really loudly. It's a bad joke. It's also, somehow, the default communication strategy in most workplaces. When we're not being understood, we repeat ourselves more emails, more meetings, more bold text. And still, everyone walks out of the room with a completely different idea of what just happened. More volume was never the answer.
Chris Terrell
Mar 273 min read


You Bought a Box of Car Parts. Now What? (the SaaS problem)
Most SaaS tools present as the easiest solution to all your problems. For a single user, that might even be true. But get a team involved — without a clear process and the right people at the table — and you've just handed everyone a bucket of 300,000 Legos and walked away. In this episode, Toby and Chris break down the requirements trap, the hidden cost of anchoring to your old system, and why pushing people into the tool before defining the process is sometimes exactly the
Chris Terrell
Mar 203 min read


Your New Software Won't Fix a Broken Process
Most clients walk into a consulting engagement expecting magic. What they get instead is a mirror. In this episode, Toby and Chris unpack why technology implementations so often disappoint not because the software is wrong, but because the process underneath it was never examined. From the "kitchen analogy" to the AI cuteness trap, they lay out what process debt actually costs and what to do before you ever call in outside help.
Chris Terrell
Mar 124 min read


Your business doesn't need more "innovation." It needs to be more boring. 🥱
We’ve been conditioned to think 'boring' means stagnation, but in operations, boring is your ultimate competitive advantage. Just like sleep hygiene, a business without rhythm isn't an operation—it’s just noise. If you want to scale, you have to stop chasing complexity and start embracing the predictable. Because if a process isn't boring, it isn't ready to be automated.
Chris Terrell
Mar 62 min read


Stop hiring tools to "fix" processes. Tools don’t fix workflows; they amplify them.
In the physical world, a carpenter who wastes 70% of his wood gets fired. In the digital world, we call that same waste "Process Debt" and ignore it.
Digital scrap is invisible, it’s the "zombie" systems, muted channels, and skipped foundations that erode your team's sanity. The truth? You don’t lose to bad technology; you lose to skipping the boring foundations that make good technology usable.
Chris Terrell
Feb 272 min read


The Single Best Time to Refinance Your Process Debt.
The most expensive mistake you can make isn't buying the wrong software. It’s paying for a transformation while demanding a mirror. If you force a new system to mimic a 20-year-old legacy workflow, you haven't upgraded your business; you've just moved your Process Debt into a more expensive neighborhood. To find the ROI, you have to be willing to be a rookie again.
Chris Terrell
Feb 202 min read


The "Glue People": Will AI Actually Delete Middle Management?
Middle managers are the 'glue people'—the vital translators between executive vision and frontline reality. As companies look to AI to trim the fat, are they accidentally cutting the air cover that keeps teams productive? We explore why the 'middle' is the primary target for automation and why history proves these roles are harder to delete than they look.
Chris Terrell
Feb 132 min read


The High Cost of Being Right: Prediction Markets, Process Debt, and the "Pyromaniac" Manager
Is the person saving the day actually the one who started the fire? In this episode of the Process Debt podcast, we dive into the world of prediction markets and why most businesses fail to evaluate the quality of their decisions. From "corporate pyromaniacs" who thrive on chaos to the mastering statistical bias. Learn why psychological safety is the missing ingredient in risk management and how a simple calendar trick can reveal if you’re actually a good leader—or just lucky
Chris Terrell
Feb 63 min read


Bad Process Kills Good People
“Hey, what’s up Toby? We made it another week.” And if your week included insane weather, unhinged headlines, and a football game that made you question your life choices… welcome to the club. But here’s the thing. When the news gets loud, it’s easy to get pulled into the politics of it all. This week, I want to do something different. I want to look underneath the argument and ask the question we ask on this podcast every week: What process produced the outcome we’re starin
Chris Terrell
Jan 303 min read


Solving for Stress Is Easy. Solving for Service Is Hard.
If your work constantly feels urgent, reactive, and exhausting, the problem probably isn’t effort, it’s process debt. This episode digs into why solving for stress is easy, solving for service is hard, and how small shifts can radically reduce long-term friction.
Chris Terrell
Jan 233 min read


Low-Hanging Fruit, Long Poles, and the Four-Letter Word: DATA
Most automation doesn’t fail because the tools are bad. It fails because companies automate before they understand the business objective—and before they do the boring, foundational work that makes automation possible. The fastest wins aren’t usually robots. They’re often the obvious fixes the frontline has been asking for all along.
Chris Terrell
Jan 163 min read


Judging Ourselves by Intentions, Others by Actions
We tend to judge ourselves by our intentions and everyone else by their actions. It’s a subtle bias that feels harmless, but it quietly creates process debt everywhere from missed emails to failed system implementations. It it time to unpack why intentions feel productive, why actions are uncomfortable, and how time, habits, and learning curves expose the gap between the two. Turns out, most treadmills don’t fail we just never turn them on.
Chris Terrell
Jan 103 min read


Distraction: The Most Convincing Fake Work in the World
Distraction is the most convincing fake work in modern business. It feels urgent, but it’s usually just reaction disguised as productivity. In knowledge work, without clear constraints or clear strategy, we confuse motion with meaning. This episode explores how reaction, ambiguity, and shifting priorities create process debt—and why clarity is the only antidote to constant distraction.
Chris Terrell
Jan 23 min read


The Process of Blame: Why Fast Thinking Breaks Slow Systems
Blame is the fastest reflex in business. A quick way to dodge discomfort without fixing anything. But real process health comes from slowing down, understanding the work, and building boring-but-powerful rituals that prevent chaos. When we value clarity over reaction, the fires stop before they start.
Chris Terrell
Dec 19, 20253 min read


AI, Process Debt, and the Myth of Rosie the Robot
Lately, when people talk about AI, I think they believe they are buying Rosie. But we are not building Rosie. Not yet. And chasing Rosie too early is how you quietly pile up a whole new layer of process debt. AI is not doing your dishes In the real world, the direction of AI right now is information, not activity. It can summarize meetings, draft emails, write status updates, brainstorm project plans. It can churn through data at a scale that used to require an army of analys
Chris Terrell
Dec 12, 20253 min read


When Simple Collaboration Becomes a 20-Minute Detour
Collaboration in the modern workplace frequently falters before actual work starts. This week’s Process Debt story highlights how a simple profile update request turned into a 20-minute ordeal of password resets and confusion. It demonstrates how invisible process friction can disrupt even the simplest tasks, not due to individual failure, but because our systems impose unnecessary obstacles.
Chris Terrell
Dec 5, 20253 min read
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