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The World Cup Won't Care How Much You Want the U.S. to Win
The delta between expectations and reality is disappointment. That's the whole thing in parenting, in soccer, and in every process rollout you've ever watched underdeliver. We had the game tape. We had the odds. We rooted for the U.S. anyway. And then we ran our operations the exact same way: wanting something to be true instead of building the system that makes it true.
Chris Terrell
Jul 106 min read


An MoU isn't a finish line. It's a starting gun.
Organizations do this constantly. A new platform gets purchased. A partnership gets announced. A restructure gets greenlit. Leadership calls it done. The people who have to actually implement it know better — because signing the thing is not finishing the thing. The gap between "we agreed to this" and "it's actually working" is where most of your process debt gets made.
Chris Terrell
Jun 195 min read


Coaching Trees, Corruption Trees, and the People Debt You Can't See on a Dashboard
Most organizations don't promote great coaches. They promote fire starters — the ones who swoop in, take credit for putting out the fire, and never fix the thing that caused it. The best managers? You rarely hear about them. Their teams are stable, their people get promoted, and there are no disasters because there are no disasters to manage. But "no disasters" is invisible on a performance review. And so the org keeps rewarding the arsonists.
Chris Terrell
May 225 min read


The James Patterson Principle: Why Your Legal Pad Might Be Your Best Productivity Tool
James Patterson has written 285 books with a pen and a yellow legal pad. He's lived through every writing technology upgrade you can imagine and opted out of all of them. Five books a year, working. Which raises an uncomfortable question for the rest of us: are we actually moving toward an outcome, or just confusing activity for progress?
Chris Terrell
Apr 244 min read


Your business doesn't need more "innovation." It needs to be more boring. 🥱
We’ve been conditioned to think 'boring' means stagnation, but in operations, boring is your ultimate competitive advantage. Just like sleep hygiene, a business without rhythm isn't an operation—it’s just noise. If you want to scale, you have to stop chasing complexity and start embracing the predictable. Because if a process isn't boring, it isn't ready to be automated.
Chris Terrell
Mar 62 min read


The High Cost of Being Right: Prediction Markets, Process Debt, and the "Pyromaniac" Manager
Is the person saving the day actually the one who started the fire? In this episode of the Process Debt podcast, we dive into the world of prediction markets and why most businesses fail to evaluate the quality of their decisions. From "corporate pyromaniacs" who thrive on chaos to the mastering statistical bias. Learn why psychological safety is the missing ingredient in risk management and how a simple calendar trick can reveal if you’re actually a good leader—or just lucky
Chris Terrell
Feb 63 min read


Solving for Stress Is Easy. Solving for Service Is Hard.
If your work constantly feels urgent, reactive, and exhausting, the problem probably isn’t effort, it’s process debt. This episode digs into why solving for stress is easy, solving for service is hard, and how small shifts can radically reduce long-term friction.
Chris Terrell
Jan 233 min read


Judging Ourselves by Intentions, Others by Actions
We tend to judge ourselves by our intentions and everyone else by their actions. It’s a subtle bias that feels harmless, but it quietly creates process debt everywhere from missed emails to failed system implementations. It it time to unpack why intentions feel productive, why actions are uncomfortable, and how time, habits, and learning curves expose the gap between the two. Turns out, most treadmills don’t fail we just never turn them on.
Chris Terrell
Jan 103 min read


Cultural Debt - The Invisible Force That Topples Giants
Culture is how work really happens when nobody’s looking. You can ship with perfect swimlanes and still sink if the behaviors underneath reward speed over honesty, heroics over ownership, or silence over clarity. Cultural debt is the invisible interest on those choices, tiny tells like re-announced timelines, leaders taking credit, and teams getting quiet, until the bill arrives. The fix isn’t slogans; it’s visible habits, built-in checks, explicit assumptions, and stories te
Chris Terrell
Jul 11, 20252 min read


Navigating the Exoskeletons of Modern Work
We love “military-grade” tools until they slow us to a crawl. Build rituals that contain their own proof, design for shedding, and make unblocking your management job description, or your shell becomes your shackle.
Chris Terrell
Apr 11, 20253 min read


Delegation Without Accountability - Process Debt
Most teams don’t lack delegation, they lack visible outcomes. Attach a simple “report” (what we’ll see, by when, and where) to every handoff, and watch accountability snap into place.
Chris Terrell
Mar 7, 20252 min read


Navigating Change - Process Ownership amid Uncertainty
Layoffs and reorganizations don’t just remove people, they remove the living memory of how “good” gets delivered. To keep outcomes predictable amid uncertainty, design processes that are discoverable and transferable, anchor rituals to proof, and make precision explicit. If your system only works when a specific person is in the room, you don’t have a process, you have a liability.
Chris Terrell
Feb 28, 20253 min read


Simplifying Complexity in Business Processes and escaping the Dunning-Kruger Effect
Most process debt doesn’t live inside silos; it piles up in the voids between them. Systems can be green while the customer experience is red. Escape the Dunning-Kruger trap by going to see the work, inspecting handoffs, and embedding a report inside every ritual so motion turns into measurable outcomes.
Chris Terrell
Feb 14, 20252 min read


Uncovering how trust can hide bad processes and how the lack of Trust can kill the community
Trust is the invisible “buffer stock” of knowledge work. We unpack how blind trust hides bad processes, why low trust kills momentum, and how to design zero-trust workflows alongside high-trust communities.
Chris Terrell
Dec 13, 20242 min read


Process Debt Dilemmas: Unpacking Accountability Gaps
A candid look at how accountability gaps quietly create process debt in teams. Chris and Toby unpack why ownership gets fuzzy, how “perfect” processes backfire, and how small rituals can restore real accountability, from cleaning rooms to running scrums
Chris Terrell
Oct 25, 20243 min read


Why Another Podcast
In this kickoff episode of The Process Debt Podcast, Chris and Toby unpack the idea of “process debt”—the everyday inefficiencies that slow teams down. From over-engineered metrics to missing rituals, they explore why discoverable, transferable work beats fancy dashboards every time, all in under 10 minutes.
Chris Terrell
Oct 6, 20243 min read
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